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What Governs Your Account on fachai88

The terms on this page set out the rules that apply when you access fachai88, covering account use, fund handling via Touch 'n Go eWallet, Boost, and GrabPay, and the rights you hold as an account holder in Malaysia where local law permits.

Jurisdiction-dependent accessAccount holder rightsPayment terms: Touch 'n Go eWallet, Boost, GrabPayData handling and retentionDispute resolution process
fachai88 What Governs Your Account on fachai88
ACCOUNT AND DATA STANDARDS

How We Handle Data, Cookies and Account Security

These four practices cover how fachai88 approaches your data, account security, and the retention of records linked to your wallet activity in Malaysia. Each point reflects what we actually do operationally, not a generic policy statement.

Data Retention

We retain account and transaction records — including e-wallet payment references from Boost and Touch 'n Go eWallet — for as long as required by applicable legal and regulatory obligations.

Cookie Use

Cookies on fachai88 are used for session management, fraud detection, and account state. They do not store your payment credentials. You can manage cookie preferences through your browser settings.

Account Security

Account access is protected by password and OTP verification. If you notice any login activity you did not authorise, lock your account immediately through the security settings panel and contact live chat.

Data Access Requests

You may request a copy of the personal data we hold on your account. Submit this request via the email channel in your dashboard; we will respond with a verified data summary within the period required by applicable law.

LEGAL CONTACT PATHS

How to Raise a Legal or Policy Query

If any clause in these terms is unclear, or if you need to exercise a specific right — such as requesting account data, disputing a transaction, or seeking clarification on jurisdiction eligibility — these are the three paths to reach us. Each channel carries your query directly to the relevant team, so choose whichever fits your situation.

Live Chat Reach us through the live chat window inside your account dashboard. Our team handles legal queries, account disputes, and jurisdiction questions through this channel.
Account Dispute Form Submit a formal dispute by completing the account dispute form in your settings panel. Attach any relevant transaction references, including your Touch 'n Go eWallet or GrabPay payment receipt.
Email Support For written records of legal correspondence, email our support address listed in your account dashboard. We acknowledge submissions and respond with a case reference number.

Questions About Your Rights and These Terms

These are the questions we receive most often about account rights, legal eligibility, and data policy. If your question is not covered here, live chat is the fastest route to a direct answer from our team.

Access depends on local law and is available where local law permits. If you are in Malaysia, check whether your specific circumstances comply with local regulations before opening or funding an account.

Yes. Submit a deletion request via the email channel in your account dashboard. We will process it subject to any retention obligations required by applicable law, and confirm the outcome in writing.

Any verified balance in your account wallet can be withdrawn to the payment method on file — such as your Touch 'n Go eWallet or GrabPay account — following the standard verification process before closure is finalised.

Use the account dispute form in your settings panel. Include the transaction date, amount in RM, and the payment reference from your Boost or DuitNow record. Our team will review and respond with a case reference.

Updated terms are published to this page, and the effective date is noted at the top. Continuing to use your account after the published date constitutes acceptance of the revised conditions.

All formal legal correspondence should go through the email support channel listed in your account dashboard. We issue a written case reference for every submission, which you can retain for your records.
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Legal

Service availability depends on eligible regions and local law. Users should check local rules before opening an account.

Access may be available only where local law permits.